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Apply for a Home Loan with IHFS, South Africa's Home Loan Expert

Many buyers find the home loan process to be stressful, confusing and frustrating. Instead of being able to enjoy the accomplishment of finding your dream home, applying for a home loan can be a daunting task and it often takes far longer than you expected putting your dream home at risk.

At IHFS, we believe in offering a better and faster home loan service. We make the bond application process as simple and easy as possible, while giving you a level of personalised attention that the big companies can only dream of. So you get your home loan fast, and can enjoy the excitement of moving into your new home without the stress and frustration.

The IHFS Home Loans Experience

Applying for a home loan is one of the biggest financial commitments you ever make. So your choice of a service provider is an important one. IHFS is a dedicated, specialised bond originator and we specialise in new home loans, second loans, re-financing of existing home loans. Home loans are all we are focusing on in particular personalised service, turnaround time, and results.

Your home loan application is all that really matter to us. We don't believe in the "call centre" approach, and we make it our business to understand your home loan requirements.

Our property finance consultants will assist you right through the home loan application process, explaining everything in simple and easy language without any confusing jargon. Once your home loan application is submitted, it will be assessed individually and motivated by your own property finance consultant, who'll keep you informed each step of the way.

And because we are dedicated to home loans and give each application our personal attention, we'll get your bond application processed in the fastest possible time and with the best possible result and best of all at no cost to you.

We match your needs with the best possible home loan deal

Contact us directly to arrange your home loan in South Africa or use our mortgage affordability calculator to see what size home loan you qualify for. Or call one of our property finance consultants for personalised service.

Our home loan services include:

Home loans

Apply for a variable or fixed home loan with IHFS. Receive competitive interest rates, loan terms between 20 to 30 years, and up to 100% loan to value (LTV).

Second home loan

If you are planning to refurbish your home or want to start a new business, you can use a second mortgage as a source of inexpensive funding.

Re-financing of existing home loan

Switching your home loan can be an effective way to ensure that your loan is working for you. If you're unhappy with your current home loan in South Africa - whether it's because of unsatisfactory service or home loans with unfavourable terms, use our refinance bond calculator to find out how much you can save.

Home refinance can help you to unlock the equity in your property, consolidate debt or increase your monthly disposable income.

Apply for a Home Loan Online with IHFS, South Africa's Home Loan Experts.

Apply for a bond now or call us on 081 300 1958 or email apply@ihfs.co.za or submit a home loan application now.

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